Open Banking Payments - Coming Soon

Navigator offers a secure, cost-effective way to take online payments using Open Payment Initiation.


Payments are transferred directly from your customer's bank account to yours, with a low 0.3% fee and instant fund transfer into your account.

Compared to traditional card payment methods, this can reduce merchant costs by up to 85% for online transactions and up to 75% for in-person card payments.

The payment is automatically posted into Navigator, eliminating the need for manual processing and reducing administrative tasks.

Using Open Payment Initiation is simple:

  • Send a secure payment link to the customer via email
  • Or add a QR code to an invoice for the customer to scan

The customer authorises the payment through their bank, and the funds are transferred instantly.

There are no card networks involved, no settlement delays, and no complex reconciliation processes.

See a demo here: